Five Step Home Buying Process

No matter where you are looking to call home, having a qualified real estate agent by your side as your advocate and local expert will help streamline your efforts and bring ease to what may be one of the biggest purchases of your life.  
If you are just starting out on your search, or you have been at it for awhile and still have questions, scroll down to learn more about our 5-step approach for buying a home in our local market.  For a more thorough explanation, click on the button below to view and download our free, quick reference guide to home buying.  


In our initial conversation (in person or virtually), this is the time where we’ll get to know each other and decide if we’d like to work together. You’ll learn more about how I work and I’ll understand more about your life, your specific circumstances, the timing for when you want to be in your new home, and your expectations about your home purchase.

From this discussion we’ll create your ultimate wish list that includes the criteria of what you’d like in a home, what you dislike, plus some of your must-haves.



If you plan to purchase your new home with a loan, the next step is for you to get pre-approved by a trusted, local lender so you know your home buying budget.  The lender will have you fill out a loan application and will request you provide documents that support your financial strength in borrowing for a loan.  Once the lender completes their due diligence they will issue you a pre-approval letter, which is a key component in putting in an offer on a home. 

The last thing you want to do is fall in love with a home or neighborhood outside your price range, or more commonly, find your dream home only to find out there are several other buyers competing for the same home and you've not yet completed the lender pre-approval process!



Once you have been pre-approved, we're ready to get started finding you a home! I’ll be sending you listings that meet your wishlist criteria and I’ll also be setting you up on our MLS listing alert system where new listings will be sent straight to your inbox automatically. This will be an integral part of your home search process as it will allow us to collaborate on properties you’d like to see more of or less of. After browsing homes online, we’ll visit those that you like in person to see if it’s a match.

Some buyers find their perfect home on our first property tour, and some take a little more time to narrow down their ideal neighborhood and overall characteristics of what an ideal home has or doesn’t have! Whether it takes 1 week or 1 year to find your ideal home, I’ll be with you every step of the way so you feel confident in your home purchase.



When you find the home that checks all your wishlist boxes, the next step will be to do our due diligence and learn as much as we can about this home and the market prior to writing an offer. This is often a time-critical step, especially if there are other potential buyers. You can rest assured that I will go above and beyond for you, and provide you as much information as is available so you can make an informed decision about your offer.

Once we’ve submitted your offer I’ll work tirelessly to negotiate, on your behalf, the best terms and sales price until you have an accepted offer.



Once all the negotiations and contract documents are signed, I’ll be coordinating any inspections and access into the home. You'll also be responsible for depositing (typically) 3% of the home's purchase price (your earnest money deposit) into “escrow” at the Title Company.
Your lender will be finalizing your loan and completing their due diligence on you and the home, including an appraisal to validate the market price. Once all contingencies and conditions have been removed, you and the sellers will sign the final escrow documents and the County will record you as the new owners of this property.


The home is now officially yours and you’ll receive the keys to your new castle.


Ready to get started? Our team will take the stress out of buying your home.
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Work With Janet

Fundamental to how Janet Souza views her role as her client’s real estate advisor, she seamlessly blends her former professional worlds that span consulting, engineering, marketing, strategy, and executive sales negotiations as her frame of reference, bringing a premier standard of performance and uncompromised integrity to her clients.

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